:root{--navy:#09284d;--blue:#0f4f8a;--sky:#eaf4fb;--green:#22a96b;--green-dark:#148052;--ink:#122033;--muted:#5e6b7b;--line:#dce5ec;--white:#fff;--radius:22px;--shadow:0 24px 70px rgba(6,36,68,.16)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit}img{max-width:100%}.container{width:min(1140px,calc(100% - 40px));margin-inline:auto}.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px;z-index:99}.skip-link:focus{left:8px}.site-header{height:78px;display:flex;align-items:center;border-bottom:1px solid rgba(255,255,255,.15);background:var(--navy);color:#fff}.header-inner{display:flex;align-items:center;justify-content:space-between}.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;line-height:1}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:50% 50% 50% 12px;background:linear-gradient(145deg,#37c984,#149660);font-weight:900;color:#fff;letter-spacing:-1px}.brand strong{display:block;font-size:1rem;letter-spacing:.08em}.brand small{display:block;font-size:.61rem;letter-spacing:.25em;margin-top:6px;opacity:.8}.header-contact{text-decoration:none;text-align:right;line-height:1.25}.header-contact span{display:block;font-size:.72rem;opacity:.72}.header-contact strong{font-size:.95rem}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 12% 20%,rgba(50,157,216,.24),transparent 30%),linear-gradient(135deg,#071f3c,#0c3d70 70%,#0b4f75);color:#fff;padding:78px 0 88px}.hero:after{content:"";position:absolute;width:520px;height:520px;border:1px solid rgba(255,255,255,.08);border-radius:50%;right:-240px;top:-220px;box-shadow:0 0 0 70px rgba(255,255,255,.025),0 0 0 140px rgba(255,255,255,.018)}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.08fr .92fr;gap:68px;align-items:center}.eyebrow{margin:0 0 12px;text-transform:uppercase;letter-spacing:.15em;font-size:.72rem;font-weight:800;color:#36c983}.hero h1{font-size:clamp(2.6rem,5vw,4.85rem);line-height:1.03;letter-spacing:-.045em;margin:0 0 24px;max-width:720px}.hero h1 span{color:#61dca0}.lead{font-size:1.18rem;line-height:1.7;color:rgba(255,255,255,.82);max-width:660px;margin:0 0 28px}.benefit-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}.benefit-list li{display:flex;gap:11px;align-items:flex-start;color:#edf7ff}.benefit-list li:before{content:"✓";display:grid;place-items:center;flex:0 0 24px;height:24px;border-radius:50%;background:rgba(54,201,131,.18);color:#61dca0;font-weight:900}.quote-card{background:#fff;color:var(--ink);padding:34px;border-radius:var(--radius);box-shadow:var(--shadow)}.card-heading h2{font-size:1.75rem;line-height:1.2;margin:0 0 8px;letter-spacing:-.025em}.card-heading p:not(.eyebrow){margin:0 0 24px;color:var(--muted)}form{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{min-width:0}.full{grid-column:1/-1}label{display:block;font-size:.82rem;font-weight:750;margin-bottom:6px}input,select{width:100%;height:50px;border:1px solid #cbd7e1;border-radius:10px;padding:0 13px;background:#fff;color:var(--ink);font:inherit;font-size:.93rem}input:focus,select:focus{outline:3px solid rgba(25,148,210,.18);border-color:#178dcc}.error{display:block;color:#b42318;min-height:0;font-size:.74rem;margin-top:3px}.error:not(:empty){min-height:1em}.consent{display:flex;gap:9px;font-weight:500;font-size:.76rem;color:var(--muted);line-height:1.4;margin:2px 0}.consent input{width:17px;height:17px;flex:0 0 auto;margin-top:2px}.consent a{color:var(--blue);font-weight:700}.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;border:0;border-radius:11px;padding:14px 24px;text-decoration:none;font:inherit;font-weight:850;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s}.button:hover{transform:translateY(-2px)}.button:focus-visible{outline:3px solid #ffcf4a;outline-offset:3px}.button-primary{background:var(--green);color:#fff;box-shadow:0 10px 25px rgba(34,169,107,.28)}.button-primary:hover{background:var(--green-dark)}.button-light{background:#fff;color:var(--navy)}.hero-mobile-cta{display:none;margin-top:28px}.form-note{text-align:center;color:#7a8695;font-size:.72rem;margin:0}.hp{position:absolute;left:-10000px}.operator-strip{padding:28px 0;border-bottom:1px solid var(--line);text-align:center;background:#fff}.operator-strip p{margin:0 0 14px;font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;font-weight:750}.operator-list{display:flex;flex-wrap:wrap;justify-content:center;gap:14px 30px;margin-bottom:10px;color:#294157;font-weight:800}.operator-strip small{color:#7b8793}.section{padding:94px 0}.section-tint{background:#f1f7fa}.section-heading{text-align:center;max-width:720px;margin:0 auto 42px}.section h2{font-size:clamp(2rem,3.5vw,3.1rem);line-height:1.12;letter-spacing:-.04em;margin:0 0 16px;color:var(--navy)}.section-heading>p:last-child,.section-intro{color:var(--muted);font-size:1.02rem}.cards{display:grid;gap:22px}.cards.three{grid-template-columns:repeat(3,1fr)}.info-card{position:relative;border:1px solid var(--line);border-radius:18px;padding:30px;background:#fff;overflow:hidden}.info-card:after{content:"";position:absolute;width:110px;height:110px;border-radius:50%;background:var(--sky);right:-35px;bottom:-50px}.card-number{color:var(--green);font-weight:900;font-size:.8rem;letter-spacing:.15em}.info-card h3{font-size:1.35rem;color:var(--navy);margin:14px 0 8px}.info-card p{color:var(--muted);margin:0}.compare-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:center}.text-link{display:inline-flex;margin-top:16px;color:var(--blue);font-weight:850;text-decoration:none}.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.check-grid article{display:flex;gap:14px;padding:22px;border-radius:16px;background:#fff;border:1px solid var(--line)}.check-grid article>span{display:grid;place-items:center;flex:0 0 32px;height:32px;border-radius:9px;background:#e7f8f0;color:var(--green-dark);font-weight:900}.check-grid h3{font-size:1rem;margin:2px 0 5px;color:var(--navy)}.check-grid p{font-size:.86rem;color:var(--muted);margin:0}.process{background:var(--navy);color:#fff}.process h2{color:#fff}.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.steps li{display:flex;gap:18px;padding:27px;border:1px solid rgba(255,255,255,.14);border-radius:18px;background:rgba(255,255,255,.045)}.steps li>span{display:grid;place-items:center;flex:0 0 42px;height:42px;border-radius:50%;background:var(--green);font-weight:900}.steps h3{margin:2px 0 7px}.steps p{margin:0;color:rgba(255,255,255,.7);font-size:.9rem}.faq-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:70px;align-items:start}.accordion details{border-bottom:1px solid var(--line);padding:19px 0}.accordion details:first-child{border-top:1px solid var(--line)}.accordion summary{cursor:pointer;font-weight:800;color:var(--navy);padding-right:30px}.accordion details p{color:var(--muted);margin:10px 0 0}.final-cta{padding:58px 0;background:linear-gradient(135deg,#0b477d,#0c2d51);color:#fff}.final-inner{display:flex;align-items:center;justify-content:space-between;gap:40px}.final-cta h2{font-size:clamp(2rem,4vw,3.15rem);margin:0 0 8px;letter-spacing:-.04em}.final-cta p:not(.eyebrow){margin:0;color:rgba(255,255,255,.76)}.site-footer{padding:60px 0 28px;background:#071b31;color:#c3cfda}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .9fr;gap:45px}.brand-footer{color:#fff}.footer-grid>div>p{font-size:.88rem}.footer-grid h2{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:#fff;margin:0 0 13px}.footer-grid a{text-decoration:none}.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:24px;font-size:.76rem;color:#8fa0b0;display:flex;justify-content:space-between;gap:30px}.legal p:first-child{max-width:760px}.floating-whatsapp{position:fixed;right:18px;bottom:18px;z-index:20;background:#18a864;color:#fff;text-decoration:none;font-weight:850;padding:13px 18px;border-radius:999px;box-shadow:0 12px 30px rgba(0,0,0,.24)}
.operator-list{align-items:center}.operator-logo{display:inline-flex;align-items:center;justify-content:center;width:160px;height:48px;overflow:hidden}.operator-logo img{display:block;width:auto;max-width:150px;max-height:48px;object-fit:contain}.operator-logo img[alt="SulAmérica"]{width:130px;max-width:none;max-height:none}.operator-logo img[alt="Porto Seguro"]{width:138px;max-width:none;max-height:none}.operator-logo img[alt="NotreDame Saúde"]{width:175px;max-width:none;max-height:none}
@media(max-width:900px){.hero{padding:58px 0}.hero-grid{grid-template-columns:1fr;gap:42px}.hero-copy{text-align:center}.lead{margin-inline:auto}.benefit-list{max-width:570px;margin-inline:auto;text-align:left}.cards.three,.steps{grid-template-columns:1fr}.compare-grid,.faq-grid{grid-template-columns:1fr;gap:40px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:620px){.container{width:min(100% - 28px,1140px)}.site-header{height:68px}.brand-mark{width:37px;height:37px}.header-contact span{display:none}.header-contact strong{font-size:.82rem}.hero{padding:44px 0 52px}.hero h1{font-size:2.45rem}.lead{font-size:1rem}.hero-mobile-cta{display:flex}.quote-card{padding:24px 18px;border-radius:18px}form{grid-template-columns:1fr}.field{grid-column:1/-1}.section{padding:68px 0}.check-grid{grid-template-columns:1fr}.operator-list{gap:9px 20px}.final-inner{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.legal{flex-direction:column;gap:8px}.floating-whatsapp{font-size:.8rem;padding:11px 14px}.cards.three{gap:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}